Buyers Tips

The answer is not simple ,but if you have the people working for you "communicating" that is is the key. The process can be overwhelming. Your first step is choose a mortgage lender that you feel comfortable with. That person should take the time to explain the process to you, and will c [Read More]

As soon as a foreclosure comes on the market, it seems that the listing agent and/or seller, price it well below market value for a "bidding war". I have a buyer that has made two bids on foreclosures "above asking" for the seller to come back after a few days of waiting for &qu [Read More]

Florida is at it's premium with foreclosures. Now, is a great time to buy with all the incentives out there! However, I'm finding many of my "cash" Buyers are under the impression they can make a "lowball" offer because they have cash. The reality is, the highest bidder [Read More]

What are real estate closing costs? Most buyers and sellers are really unaware of what are true closing costs in real estate transactions. Although I had bought and sold several homes before practicing real estate in Spring Hill Florida, I truly did not understand the break down of these costs for [Read More]

Whether it be Spring Hill Florida or any part of this world, human buying emotions run high for most people when committing to a home purchase. I found a wonderful waterfront home and property in Hernando Beach for one of my customers that appraised for $343,000 by the Hernando County Property Appr [Read More]

Last year one of my customers wanted to get a lease with option to purchase home in Spring Hill Florida for his 91 year old mother. The listing price of the home in July of 2008 was $309000. Mortgages owed by the seller at that time were $290000. As the buyers agent I informed my customer and the [Read More]

In Spring Hill Florida real estate agents are beginning to buzz about the last of the great buys being offered by sellers that are non foreclosure nor short sales are disappearing quickly. Yesterday after showing only four homes my cash buyers landed on two. One home was a repaired sinkhole home. [Read More]

Buying your next home can be overwhelming. There is so much to consider. How much of a house can i afford, how can i find the best loan, Where will i come up with the down payment? Should I buy a new or resale home? If you approach the home buying process intelligently and with confidence you are m [Read More]

During the housing boom that started in 2004, many lenders were requiring little or no down payment to qualify for a mortgage loan. Many of the home owners that benefited from these breaks are now upside down on their payments and have decided to just allow the home to foreclose, as they see no lig [Read More]

Hi All, Yesterday was a good day for one first time home buyer and a bad day for the other. The buyers both set goals for the purchase of their first home only one was realistic and one wasn't. Guess which buyer got their first home? Yes, you guessed it the one who had a good day. Despite the d [Read More]